Education

Student Loan Calculator

Thinking about taking out loans for school? Already have them? See how much you'll actually pay back, how long it'll take, and what happens if you pay a little extra each month.

// Your Loan Details
// Extra Payments

What if you paid a little extra each month? Even $50 can make a huge difference. Leave at 0 to see the standard payoff.

// Common Federal Loan Rates (2025-2026)
Undergraduate Direct: 6.53%  |  Graduate Direct: 8.08%
Parent/Grad PLUS: 9.08%  |  Private loans vary widely (4-14%)